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How Long Do You Have to Pay Back a Pawn Loan?

Oct 04, 2023

Paying Back Your Pawn Loan 

We all need money in a pinch sometimes. There are several ways one can get extra money quickly when it is needed such as from credit cards, friends & family, and pawn loans. Pawn loans allow you to put up your personal property as collateral on a cash loan. We keep your property in our possession until you pay us back the money borrowed plus interest. If you do not pay us back, we keep the property that you used as collateral. The terms of each loan are unique and depend on several factors including the collateral being used and how much you are asking for. One common question that our customers often have is how long do you have to pay back the loan?


The answer is it depends on the terms of your loan. The amount of time you have to pay back your loan will be determined on the day you get the loan. It can vary from a few weeks to several months. You can always pay your loan back early too. There is no need to wait until the due date to pay your loan back. Then you can get your property back sooner.

Visit Our Pawn Shop Today!

At Cross Creek Pawn & Jewelry, we provide pawn loans to the Fayetteville, NC area. If you need some quick cash, we can help you out. You can pawn items like lawncare equipment, sporting goods, jewelry, video game systems, and more for cash. We will give you cash for these items and then you can get your items back by paying us the borrowed money plus interest by the loan due date. If you do not pay us back, we will keep your collateral. Visit us today for all your pawn loan needs!

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