Did you know that as many as one in four American households don’t have a banking or checking account? Without a bank, it can be very difficult for these citizens to secure loans or credit. If they need cash quickly, they’re often in trouble.
That’s where we come in. At Cross Creek Pawn & Jewelry, we offer pawn loans that are simple and easy for consumers to get. If you need cash and you don’t have time to wait for the bank to process all of the paperwork, simply bring some of your more valuable items to us. We can give you an expert evaluation and then offer you a loan based on what the item is worth. You leave the item with us and take the cash with you.
What if you want your item back?
All you have to do is pay off the loan (the amount we gave you, plus interest) at the terms we agree upon when you first make the deal. As long as you can pay off the loan in full according to the terms we set, you’ll get your item back with no questions asked.
What if you can’t afford to pay back the loan?
In that case, we’ll simply keep the item that you pawned. It will be no different than if you sold it to us. You won’t owe us any further money, and you won’t have to worry about anything else.
If you have any questions about our pawn loans, we urge you to give us a call at 910-849-2063. We look forward to talking with you and earning your business!